5 Ways Insurance Companies Try To Avoid Settlements

Medical Malpractice Lawyer

Medical malpractice cases can be complex and difficult to navigate, especially when dealing with insurance companies. Insurance companies have a vested interest in avoiding settlements, as they are in the business of making money. This blog will explore five ways that insurance companies try to avoid paying a fair settlement following medical malpractice.

1. Denying Liability

One of the most common tactics insurance companies use to avoid settling medical malpractice cases is to deny liability. This means that the insurance company claims that their policyholder, the healthcare provider, was not responsible for the patient’s injuries. Denying liability can also delay a case from going to trial, causing victims to give up due to frustration.

2. Delaying the Claims Process

Insurance companies can use different methods to try and delay the entire claims process. These methods can include requesting additional information or documentation, dragging out negotiations, or intentionally delaying the settlement. Insurance companies know that many plaintiffs are struggling with medical bills and lost income, and they use delay tactics to pressure them into accepting a lower settlement amount.

3. Offering Low Settlement Amounts

Insurance companies often aim to make victims and their families accept a lower offer than what they’re eligible for. They may offer a settlement that is much lower than what the plaintiff is entitled to, hoping that the plaintiff will accept it to avoid the time and expense of going to trial. It is important to have an experienced medical malpractice attorney on your side who can help negotiate a fair settlement.

4. Blaming the Patient

Insurance companies may try to shift the blame onto the patient, claiming that the patient was responsible for their own injuries. They may argue that the patient did not follow instructions, failed to disclose important medical information, or engaged in risky behavior that contributed to their injuries. This can be a particularly frustrating tactic, as patients are often in vulnerable positions and may be unable to advocate for themselves. Insurance companies can also trick a patient into admitting fault or to change their story.

5. Using In-House Lawyers

Insurance companies often have in-house lawyers who work to protect their interests. These lawyers may try to intimidate plaintiffs or use legal jargon to confuse them. They may also try to convince plaintiffs to accept low settlement offers or delay the settlement process. It is important to have an experienced medical malpractice attorney on your side who can navigate these tactics and advocate for your best interests.

Insurance companies have a variety of tactics they use to avoid settlements in medical malpractice cases. These tactics can include denying liability, delaying the claims process, offering low settlement amounts, blaming the patient, and using in-house lawyers. It is important to have an experienced medical malpractice attorney on your side who can help navigate these tactics and fight for your rights. If you or a loved one has been a victim of medical malpractice, don’t hesitate to seek the help you need to get the justice and compensation you deserve. By working with a medical malpractice lawyer, you can better obtain the necessary compensation to help with your medical bills and other expenses—something our friends at Disparti Law Group strongly advocate for.