Don’t Be The Insurance Company’s Next Victim – Free BookPosted on May 8, 2022
As car crash lawyers, you want to avoid making the fatal mistake of talking to your insurance company about your injury claim. One of the biggest fatal mistakes you can make in auto crashes is giving a recorded statement to the insurance company about the incident and your injuries too early in the claims process, before you’ve ever sought free legal advice.
Now, let me give you an example of how this can hurt your case and prevent you from winning your case. Let’s talk about a real client, but we’ll use a fictitious name. We’ll call him John for the purposes of this discussion. He hurt his back in the car accident. The next day he wakes up, and the insurance company calls.
They give him this big line about how they want to open up the claim and take care of him blah, blah, blah. The claim representative says “we just need to get a recorded statement to get your claim processed.” John consents, he gives a recorded statement. Amongst all kinds of stuff they ask in a few pages of the statement is, “Were you injured?” And he says, “No, I’m just a little banged up.” Turns out 48 hours later his back pain keeps getting worse, he ends up finding out he’s got a herniated disc and later requires surgery. So, what do you think the insurance company does with his statement? You guessed it! John himself said he wasn’t injured.
So, the point is you’re not required to give an insurance company a statement about what happened at any point in time, and you shouldn’t! So, here’s how you should handle it when you’re asked to give a statement. Politely refuse to give the statement. At the right time, once you reach what’s called Maximum Medical Improvement and when you’ve actually gotten some advice, you can then provide all the information about your injuries and what occurred at that point in time, and only at that point in time. Again, do not give a recorded statement to the insurance company.
In fact, this is the insurance company’s hidden agenda when they make that initial call to you. They’ve already received the information to open a claim. What they’re really after is a statement from you that they can use against you and save the insurance company money.
We hope you’ve found this information useful. If you have and you would like more information, we would invite you to request a free copy of our book, 11 Mistakes Auto Accident Victims Make And How to Avoid Them. This book sells on Amazon for $9.99, but we’re offering it to you for FREE. We hope that you find this information helpful.